401k Max 2024 Roth And Traditional. The contribution limit on individual retirement accounts will increase by $500 in 2024, from $6,500 to $7,000. If you have access to both a roth and a traditional 401(k) plan, you can contribute to both, as long as your total contribution to both as an employee doesn’t exceed $23,000.

401(k) accounts have far bigger contribution limits. What is the roth 401k maximum contribution in 2024?